Photo of students smiling by e-scooters
Students exploring Oxford by scooter

How is everything paid for?

Oxford is committed to ensuring that all students who are offered a place to study here can afford to come.

Very few costs are paid up front, and there is lots of financial support available for UK students, from the government, the University and a student’s college.

What will it cost?

Students have to pay two costs.

Course fees

These are what are paid for course teaching and facilities.

  • An Oxford degree costs the same as most UK universities.
  • The exact course fee depends on whether your child is a UK (Home fee status) or international (Overseas fee status) student.
  • A UK student’s annual course fees are £9,535 for 2025-26. Further information is available on our fees page.

Living costs

This includes food, rent and social activities.

  • These costs vary depending on a student’s lifestyle but in 2025, the estimated total living costs for a student at Oxford, including rent and food, are between £1,425 and £2,035 a month. For more details, go to living costs page.

How is it paid for?

All UK students can apply for and receive two different types of government support.

Tuition fee loan

This covers the full amount of your child’s course fees and is paid termly directly to the University.

Maintenance funding

This goes towards living costs and is paid to your child at the start of each term.

  • How much your child receives will depend on the total amount earned each year by the adults living with them at home – this is known as household income.

Republic of Ireland (ROI) nationals living in the UK or Ireland, and other students from the EU, EEA and Switzerland who have been granted settled or pre-settled status under the EU Settlement Scheme may qualify for Home fee status and government support. 

How are loans repaid?

Students starting their course from 2025 will only begin to pay back these loans once they have a job and are earning over £25,000 a year. (This threshold is frozen until the 2027-28 tax year.)

  • For example, a graduate earning £30,000 could expect to pay back around £37.50 a month.
  • Any unpaid loans will be cancelled after 40 years.